heresa J. Yarosh is the Founder and President of Macro Wealth Management, LLC. Theresa brings over 20 years of experience and financial acumen to the financial services industry. Macro Wealth Management, LLC specializes in Macro-economic and Retirement Income Distribution planning. As a team of Macro-Economic Advisors, Macro Wealth Management offers a full portfolio of services and products to a diverse client base. Theresa is a financial professional who utilizes an economic model to assist in the financial decision making process. Without an economic model most plans may result in assets that are: uncoordinated, non-integrated, based on opinion, limited to needs, limited to goals, purchased by convenience, disorganized and not accessible. With an economic model assets may now be: coordinated, integrated, based on facts, designed beyond needs, designed beyond goals, more easily implemented, organized and more accessible. Theresa graduated from Montclair State University with a degree in Finance. She is a CERTIFIED FINANCIAL PLANNERTM Professional (CFP®), a Chartered Life Underwriter® (CLU®) and a Chartered Financial Consultant® (ChFC®). She has also studied the Austrian School of Economics for over 17 years and is a member of the Ludwig Von Mises Institute and the Foundation for Economic Education (FEE). In addition to studying the Austrian School of Economics Theresa has also studied the works of Irving Fisher, Hyman Minksy, Steven Keen and Robert Castiglione. An avid public speaker, Theresa is a member of Toastmasters International and is a Distinguished Toastmaster (DTM). She enjoys creative speech writing and has competed in several speech competitions winning first place in both the Chapter and Area 23 International Speech Contests. In 2010 she was elected by District 83 to be an Area Governor overseeing 6 Toastmasters Clubs. During that time she also mentored a new Toastmasters Club in Madison, New Jersey. Under her leadership Area 23 became a Presidents Distinguished Area the highest honor given to an Area Governor. In 2011 she did a Youth Leadership Program to educate children in the art of communication, Public Speaking and Leadership. She is a keynote speaker for several companies and organizations such as the New Jersey Real Estate Investment Club (NJREIC) and is a Guest Lecturer for New York Universitys (NYU) Masters Program in Management Trends. Public Speaking Engagements Macro Wealth Management is a keynote speaker and guest lecturer for the following organizations: New Jersey Real Estate Investment Clubs (NJREIC) Bonjour Home Care New York University (NYU) Masters Program Management Trends Dominican College Marino Legal