By using this Website, you signify your assent to these terms of service. If you do not agree to these terms of service, please do not use the site. We reserve the right, at our discretion, to change, modify, add, or remove portions of these terms at any time. Please check these terms periodically for changes. Your continued use of the Website following the posting of changes to these terms will mean you accept those changes.

Restrictions On Use Of Course Materials
Unless otherwise noted, all materials, including, but not limited to, articles, images, illustrations, designs, icons, photographs, videos and audio files that are part of the Website (collectively, the “Content”) are protected by copyright and owned, controlled or licensed by Marino Legal, or the party credited as the provider of the Content. You shall abide by all additional copyright notices, information or restrictions contained in any Content accessed through the Website.

No Content from the Website may be copied, reproduced, framed, hyperlinked, republished, downloaded, uploaded, posted, transmitted, or distributed in any way; provided, however, you may download, where specifically permitted, one copy of the Content on any single computer for your personal, non-commercial use only, provided you keep intact all copyright and other proprietary notices. Copying or storing of any Content for other than personal use is expressly prohibited without prior permission from Marino Legal or the copyright holder identified in the copyright notice contained in the Content. The trademarks, service marks and logos (including the names “Marino”, “Marino Legal” and the “Marino Legal” logo) used and displayed on this Website belong to Marino Legal. Nothing on this Website should be construed as granting, by implication, estoppel or otherwise, any license or right to use any trademark displayed on this Website, without the prior written permission of the trademark owner. This Website is copyrighted.

If you wish to build a hyperlink to the Website, you may do so provided you agree to cease such link upon request from Marino Legal. No other use is permitted without prior written permission of Marino Legal.

Modification of the Content or use of the Content for any other purpose is a violation of Marino Legal’s copyright and other proprietary rights. For purposes of these terms, the use of any Content on any other website or networked computer environment is prohibited. All trademarks, service marks and trade names are proprietary to Marino Legal.

Member Account
If you register as a user of this Website, you will be assigned a username and password that is unique to you. You are responsible for maintaining the confidentiality of the username and password, and responsible for all activities that occur under your username and password. You agree to notify Marino Legal of any unauthorized use of your username and password or any other breach of security at info@marinolegal.com.

E-Mail and Public Communication
“Forum” means letters, e-mails or other types of communications to the webmaster(s) or employees of Marino Legal, and messages posted in connection with online seminar discussions on the Website. You shall not upload to, distribute through, or otherwise publish through a Forum on the Website any content which is libelous, defamatory, obscene, pornographic, threatening, invasive of privacy or publicity rights, abusive, illegal, or otherwise objectionable that would constitute or encourage a criminal offense, violate the rights of any party, or that would otherwise give rise to liability or violate any law.

The Forums shall be used only in a noncommercial manner. You shall not, without our express approval, distribute or otherwise publish any material containing any solicitation of funds, promotion, advertising, or solicitation for goods or services. You specifically acknowledge that soliciting other guests of the Website to join or become members of any commercial online or offline service or other organization is expressly prohibited.

Subject to the terms of the Marino Legal Privacy Policy, in general, we will not monitor or edit the contents of Forum materials unless required in the course of normal maintenance of the Website and its systems or unless required to do so by law or in the good-faith belief that such action is necessary to: (1) comply with the law or comply with legal process served on Marino Legal; (2) protect and defend the legitimate business interests, rights or property of Marino Legal, its users, advertisers, customers, sponsors, advertisers or affiliates; or (3) act in an emergency to protect the personal safety of our guests or the public. Users shall remain solely responsible for the content of their communications. Marino Legal has the right but not the obligation to monitor and edit or remove any Forum communications and content.

By uploading materials to any Forum or submitting any materials to us, you automatically grant (or warrant that the owner of such rights has expressly granted) us a perpetual, royalty-free, irrevocable, non-exclusive right and license to use, reproduce, modify, adapt, publish, translate, create derivative works from and distribute such materials or incorporate such materials into any form, medium, or technology now known or later developed throughout the universe. In addition, you warrant that all so-called “moral rights” in those materials have been waived.

Privacy
Registration data and certain other demographic information about you are subject to Marino Legal’s Privacy Policy. For more information, see our Privacy Policy at here, which is incorporated in full herein by reference.

Indemnification
You agree to indemnify, defend and hold Marino Legal harmless from any liability, loss, claim and expense, including reasonable attorneys fees, related to your violation or alleged violation of this Agreement or use of the Website.

Non-Transferability
Your right to use this Website is not transferable. Any password or right given to you to obtain information is not transferable.

Jurisdiction
Unless otherwise specified, the Content on the Website is presented solely for the purpose of promoting publications and other products available in the United States, its territories, possessions, and protectorates. The Website is controlled and operated by Marino Legal from its office within the State of New York. Marino Legal makes no representation that Content on the Website is appropriate or available for use in other locations. Those who choose to access the Website from other locations do so on their own initiative and are responsible for establishing the usability or correctness of any information or Content under any or all jurisdictions and the compliance of that information or Content with local laws, if and to the extent local laws are applicable.

All users, including those users who access the Website from a country other than the U.S., agree that the laws of the State of New York shall govern any dispute, including those arising from Marino Legal’s use of personal information or otherwise relating to privacy, as specified in the Privacy Policy.

Termination
These terms are effective until terminated by either party. You may terminate these terms at any time by destroying all Content obtained from any and all Website(s) and all related documentation and all copies and installations thereof, whether made under these terms or otherwise. The privileges granted to you by these terms, including the maintenance of a member account, will terminate immediately without notice from MARINO LEGAL if, in MARINO LEGAL’s sole discretion, you fail to comply with any provision of these terms. Upon termination, you must destroy all Content obtained from the Website and all copies thereof, whether made under these terms or otherwise. MARINO LEGAL may take such further action as MARINO LEGAL determines to be appropriate under the circumstances to eliminate or preclude repeat violations, and MARINO LEGAL shall not be liable for any damages of any nature suffered by any customer, user, or any third party resulting in whole or in part from MARINO LEGAL’s exercise of its rights under these terms and conditions.

Disclaimer
THE CONTENT IN THE WEBSITE IS PROVIDED “AS IS” AND WITHOUT WARRANTIES OF ANY KIND EITHER EXPRESS OR IMPLIED. TO THE FULLEST EXTENT PERMISSIBLE PURSUANT TO APPLICABLE LAW, MARINO LEGAL DISCLAIMS ALL WARRANTIES, EXPRESS OR IMPLIED, INCLUDING, BUT NOT LIMITED TO, IMPLIED WARRANTIES OF MERCHANTABILITY AND FITNESS FOR A PARTICULAR PURPOSE. MARINO LEGAL DOES NOT WARRANT THAT THE FUNCTIONS CONTAINED IN THE CONTENT WILL BE UNINTERRUPTED OR ERROR-FREE, THAT DEFECTS WILL BE CORRECTED, OR THAT THE WEBSITE OR THE SERVER(S) THAT MAKES THE WEBSITE AVAILABLE ARE FREE OF VIRUSES OR OTHER HARMFUL COMPONENTS. MARINO LEGAL DOES NOT WARRANT OR MAKE ANY REPRESENTATIONS REGARDING THE USE OR THE RESULTS OF THE USE OF THE CONTENT ON THE WEBSITE IN TERMS OF ITS CORRECTNESS, ACCURACY, RELIABILITY, OR OTHERWISE. YOU (AND NOT MARINO LEGAL) ASSUME THE ENTIRE COST OF ALL NECESSARY SERVICING, REPAIR, OR CORRECTION. APPLICABLE LAW MAY NOT ALLOW THE EXCLUSION OF IMPLIED WARRANTIES, SO THE ABOVE EXCLUSION MAY NOT APPLY TO YOU.

Limitation of Liability
UNDER NO CIRCUMSTANCES, INCLUDING, BUT NOT LIMITED TO, NEGLIGENCE, SHALL MARINO LEGAL BE LIABLE FOR ANY SPECIAL OR CONSEQUENTIAL DAMAGES THAT RESULT FROM THE USE OF, OR THE INABILITY TO USE, THE CONTENT ON THE WEBSITE, EVEN IF MARINO LEGAL OR A MARINO LEGAL AUTHORIZED REPRESENTATIVE HAS BEEN ADVISED OF THE POSSIBILITY OF SUCH DAMAGES. APPLICABLE LAW MAY NOT ALLOW THE LIMITATION OR EXCLUSION OF LIABILITY OR INCIDENTAL OR CONSEQUENTIAL DAMAGES, SO THE ABOVE LIMITATION OR EXCLUSION MAY NOT APPLY TO YOU. IN NO EVENT SHALL MARINO LEGAL’S TOTAL LIABILITY TO YOU FOR ALL DAMAGES, LOSSES, AND CAUSES OF ACTION (WHETHER IN CONTRACT, TORT (INCLUDING, BUT NOT LIMITED TO, NEGLIGENCE), OR OTHERWISE) EXCEED THE AMOUNT PAID BY YOU, IF ANY, FOR ACCESSING THE WEBSITE.

Not Legal Advice
The Content contained on the Website has been prepared by MARINO LEGAL as a service to its readers and the Internet community and is not intended to constitute legal advice. MARINO LEGAL has used reasonable efforts in collecting, preparing and providing quality information and material, but does not warrant or guarantee the accuracy, completeness, adequacy or currency of the information contained on or linked to the Website. Users of information from the Website or links do so at their own risk.

Other Products
Any reference made by the Website to any specific commercial product, process, or service (or provider of such product, process or service) by trade name, trademark, hyperlink, or otherwise, does not constitute or imply an endorsement, recommendation, or favoring by MARINO LEGAL. Content on the Website may be provided by third parties and users. Any opinions, advice, statements, services, offers or other information expressed or made available by third parties, including information providers, users or others, are those of the respective author(s) or distributor(s) and do not necessarily state or reflect those of MARINO LEGAL.

Links to Other Websites and Services
To the extent that the Website contains links to outside services and resources, MARINO LEGAL does not control the availability and content of those outside services and resources. Any concerns regarding any such service or resource, or any link thereto, should be directed to the particular service or resource.

Other
These terms shall be governed by and construed in accordance with the laws of the State of New York. You agree that any action at law or in equity arising out of or relating to these terms shall be filed only in the state or federal courts located in New York County and you hereby consent and submit to the personal jurisdiction of such courts for the purposes of litigating any such action. If any provision of these terms shall be unlawful, void, or for any reason unenforceable, then that provision shall be deemed severable from these terms and shall not affect the validity and enforceability of any remaining provisions. You agree that regardless of any law or statute to the contrary, any claim or cause of action arising out of or relating to the Website and these Terms of Service must be filed within one (1) year of the date the cause of action arose, or be barred as untimely. This is the entire Agreement between us relating to the subject matter herein and shall not be modified except as provided herein or in writing, signed by MARINO LEGAL. To the extent that anything in or associated with the Website is in conflict or inconsistent with this Agreement, this Agreement shall take precedence. MARINO LEGAL’s failure to enforce any provision of this Agreement shall not be deemed a waiver of such provision nor of the right to enforce such provision.

Refund Policy

Live Lectures
All cancellations must be received at least 7 business days before the start of the event for full refunds. There is a $15 processing fee, per day, for all live lecture cancellations, regardless of how far in advance you notify us of the cancellation. No refunds will be made for requests received after that time. Instead full credit will be issued to be used on a future purchase. If you have rescheduled to a later Bridge the Gap program since your original purchase, we will not be able to issue you a refund. However, we are happy to continue rescheduling you until you are able to attend. Cancellations must be received in writing by e-mail to info@marinolegal.com. Refunds will be issued in the same form payment was made. Please allow two weeks for processing. Registrants who cancel will not receive seminar materials.

Online Purchases
If you wish to receive a refund for your purchase of an online CLE course or package, you will incur a $15 processing fee. If you wish to receive a refund for an online CLE package, you will be deducted the full cost of any course for which you have already retrieved a certificate. The full cost of a course is the price that the course is listed at as an “Individual Course”; it is not a reduced price according to the price of the package that you purchased. After you have been refunded, any courses that have not been viewed will be deleted from your account and you will not be able to receive CLE credits for such courses.

CD Purchases
If you wish to receive a refund for a CD purchase, you will incur a $15 processing fee. We do not refund the cost of the CDs or the cost of shipping. the CDs to you. We will only refund the cost of the course or package that you purchased. We do not require that you retrun the CDs to us, but, once we have issued you a refund, the courses will be deleted from your online account and you will not be able to retrieve certificates for CLE credits if you choose to listen to the CDs anyway.

Technical Difficulties
If there is a technical problem caused by Marino Legal, a full refund or credit will be granted.